1 https://www.crisil.com/en/home/newsroom/press-releases/2020/12/nbfcs-break-a-sweat-securitised-pool-collections-improve-toalmost-pre-pandemic-levels-after-moratorium.html
2 NBFCs includes housing finance companies (HFCs) and micro-finance institutions (MFIs)
Notes:
Pay-out months lag collection months by one. Consequently, February 2022 pay-outs pertain to January 2022 collections.
Ordinarily, future cash flows (updated after every pay-out) are considered for computing the monthly collection efficiency. However, for the moratorium period (April-September 2020 pay-outs), the collection efficiency calculus was based on pre-moratorium billing amounts available in the last-updated cash flows.
Charts source: CRISIL Ratings
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