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Summary

Objective

• Aims to provide insights on several aspects of credit assessment of LAP lending - both qualitative and quantitative.
• This training discusses on the importance to understand the purpose of LAP, how to assess LAP requirement, and link it to the funding need of the customer
• This course focusses more on credit assessment of the customer (revenue potential, cash flow stability and end use) than property dynamics (value and legality)

Target Audience

• Credit teams, strategy and business planning teams, relationship managers, and managers of banks, non-banking financial companies and financial institutions

Course Structure

Day 1: Duration 4 hours

Session 1

Overview - Discussion on macro impact of Covid-19 pandemic

Session 2

Cause and effect - Impact of pandemic on demand for LAP and lender strategies

Day 2 : Duration 4 hours

Session 3

Focus on the business model and processes

Session 4

Cash flow analysis ,Importance of cash flow from operations and importance of personal discussion

Trainer Profile

He is a trainer & an independent consultant with over 34 years of experience across Financial Services, IT and Engineering Industry. He specializes in business processes & strategy consulting for SMEs

He has worked with engineering & infrastructure companies in managing the project sales and execution. Worked with an NBFC & has handled the entire gamut of financial services of leasing, hire-purchase, bill discounting, merchant banking, working capital loans, and fixed deposit mobilization. He was also the Executive Director and head of the mutual fund analytics and Investment advisory of a research & rating company.

 He has done trainings in Mortgage lending with a focus in the affordable housing, SME/retail credit and collections, impact financing, credit portfolio risk management/ corporate governance and in NBFC operations, blending his experience across multiple functions and Industry verticals. He uses his extensive experience across engineering, financial services and IT Industry to deliver value added holistic approaches to credit assessment and business processes.

Training dates - March 14-15, 2022
Training fees - ₹ 15,000 + applicable taxes