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Large and Medium Corporate Lending

 

In this eLearning module on Large and Medium Corporate Lending - Online training module, we will look at large and medium enterprises, ways of analysing their business risk, financial risk and management risk, and the banking relationships when lending to them.

 

Coverage and structure for eLearning module

 

Topic

Sub-topic

Large and Medium Enterprises
  • Classification of Large and Medium Scale Enterprises
  • Importance to Manufacturing Sector
  • Contribution of Medium and Large Enterprises
  • Contribution to Non-Performing Assets
  • Causes of NPAs
  • Assessing Credit Risk
  • Making Lending Decisions

Business Risk analysis
  • Components of Business Risk
  • Industry Risk
  • The Impact of Industry Dynamics
  • Market Position
  • Factors Affecting Market Position
  • Operating Efficiency
  • Diversified Business Operations
  • Types of Diversification
  • Analysing a Diversified Company
  • Analysing Project Risk

Management analysis
  • Aspects of Management Risk
  • Corporate Governance
  • Assessing Management Risk

Financial Risk & financial flexibility
  • Parameters of Financial Risk
  • Accounting Quality
  • Adequacy of Cash Flows
  • Financial Flexibility
  • Financial Flexibility in Different Sectors
  • Need for Consolidating Financials

Banking relationship & other factors
  • Working Capital Arrangements
  • Factors Influencing Working Capital Arrangements
  • Challenges to Banks
  • Overcoming Challenges
  • Implementing the Arrangement
  • Disbursing the Funds
  • Security Against Project Funding
  • Additional Security Considerations
  • Capturing and Monitoring Cash Flows
  • Need for Auditing
  • Security and Exposure Risk
  • Managing Risk

 

 

Module Fees: Rs. 2500/-                                  Access period: 3 months                                 Learning time: 3 hours

 

 

Steps to purchase

 

  • Go to CRISIL Learning platform https://training.crisil.com/
  • On https://training.crisil.com/ (CRISIL Learning platform) – sign up to create your unique login ID and password
  • Once your account is set up, search for "Large and Medium Corporate Lending" from the search bar
  • Select the e-learning module - Large and Medium Corporate Lending, and click on buy now; it will get added to your cart
  • Click on 'Cart' and purchase the module(s) with your debit or credit card
Detailed steps

Features of eLearning modules:

 

 

Real life case studies

 

Real life case studies built leveraging our expertise in research, ratings & risk solutions

 

Expert Speak

 

Insights incorporated in eLearning, based on 15+ years of classroom training experience

 

Glossary & Resources

 

End to end structure comprising basic definitions to advanced readings

 

Visuals for workflows

 

Use of visuals to show a complex process or workflow

 

Interactive examples

 

Interspersed with practice exercises and interactive examples to help apply concepts

 

Knowledge checks

 

Knowledge checks at the end of each topic to ensure absorption of concepts

 

Animations

 

Animations & Characters to make complex concepts easy to learn

 

Gamification

 

Final assessment questions & gamification at the end of the module to ensure learning objectives are met