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Balance sheet of a Bank

In this eLearning module on Balance sheet of a Bank, you will learn about, components of a bank's balance sheet, its comparison across banks, off-balance sheet items and components of a bank's profit and loss statement.

 

Coverage and structure for eLearning module

 

Topic

Sub-topic

Introduction 
  • Role of a bank in an economy
  • Primary functions of a bank
  • Introduction to a bank’s balance sheet

Components of a Bank balance sheet
  • Capital- Importance, Concept of capital adequacy and introduction to Tier I and Tier II capital
  • Borrowings- What they comprise of
  • Deposits- Why use deposits to raise funds, types of deposits along with their key features explained
  • Investments-SLR securities along with inclusions, its importance explained
  • Investments- Non SLR securities, their types and importance explained
  • Loans & advances- income generating activity, priority sector lending, proportion of credit outstanding to different sectors, NPA’s in different sectors
  • Current assets- cash and bank balances, concept of cash reserve ratio
  • Net fixed assets
  • Other current Liabilities

Comparison across banks
  • Comparison between foreign bank, nationalised banks, private sector banks, SBI & associates
  • Break up of assets & liabilities

Off-balance sheet items
  • What are off balance sheet items
  • What are the types of off balance sheet items for a bank
  • Risks associated with off balance sheet items

Components of a Bank P&L
  • Typical components of a bank’s P&L along with their average % share across banks explained 
  • Understanding typical reasons for rating changes with the help of real life examples  

Key ratios for a bank
  • An explanation of important ratios from a bank’s perspective

 

 

Module Fees: Rs. 2500/-                                  Access period: 3 months                                 Learning time: 3 hours

 

 

Steps to purchase

 

  • Go to CRISIL Learning platform https://training.crisil.com/
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  • Once your account is set up, search for "Balance sheet of a Bank" from the search bar
  • Select the e-learning module - Balance sheet of a Bank, and click on buy now; it will get added to your cart
  • Click on 'Cart' and purchase the module(s) with your debit or credit card
Detailed steps

Features of eLearning modules:

 

 

Real life case studies

 

Real life case studies built leveraging our expertise in research, ratings & risk solutions

 

Expert Speak

 

Insights incorporated in eLearning, based on 15+ years of classroom training experience

 

Glossary & Resources

 

End to end structure comprising basic definitions to advanced readings

 

Visuals for workflows

 

Use of visuals to show a complex process or workflow

 

Interactive examples

 

Interspersed with practice exercises and interactive examples to help apply concepts

 

Knowledge checks

 

Knowledge checks at the end of each topic to ensure absorption of concepts

 

Animations

 

Animations & Characters to make complex concepts easy to learn

 

Gamification

 

Final assessment questions & gamification at the end of the module to ensure learning objectives are met