Credit Risk Management - Risk Assessment and Pricing: A practical approach

Registration for this programme has been closed, pls download the brochure for future session.

 

Summary

 

A practical approach to credit risk management for effective management of the Corporate, SME and Retail exposures and overcoming challenges faced in adopting and implementing the risk rating framework in the practical banking environment. The workshop also enhances the knowledge and understanding of the various credit risk drivers and facilitates the participants to effectively rate the credit exposures and provide a meaningful scoring/rating for the purpose of various credit decisions. The programme takes the participants through the various pricing models and strategies which enables effective and competitive pricing of the exposures.

 

Why this programme

 

One of the success to growth and profitability of a bank depends on the quality of credit decisions taken by its staff. Credit rating is one of the key building blocks of credit risk management and the rating is an important driver for many credit decisions that the bank takes every day. Business of commercial and retail credit and the interest income is driven by the approval of credit limits, pricing and terms of credit – all of which are governed by the credit risk and rating assigned. 

 

Credit rating is the key element in bank’s switching over to advanced measurement approach for credit risk capital. All banks are in the various stages of implementing the advanced measurement approach and improper rating may lead to undermining the whole process of credit risk management, including capital assessment. This calls for a thorough understanding of the various aspects of credit rating and robust implementation of the credit rating system.

 

This programme provides an in depth understanding of the various aspects of credit risk and rating framework as applicable to the financial sector and takes the participants through the whole life-cycle of credit risk; gearing up the managers and other staff with the skill and ability to carry out the risk assessment and rating exercise effectively and utilising the rating for decisions leading to the business growth and returns. The project managers (Risk/Business/IT) associated with the credit risk management projects also would find it useful to solve their implementation challenges and gain clarity on the various aspects of credit risk and rating.

 

The programme takes the participants through the various credit risk drivers, rating models, framework and rating driven decisions relevant to a practical banker, in the banker’s language, rather than touching upon only the academics of the subject. The practical examples and case studies would enable the participants not only to understand and appreciate the credit risk assessment processes, but also learning the practical side of it, facilitating for the effective implementation of the risk management system in their organisation without any difficulty or ambiguity. This would ensure profitable business and maintaining the credit portfolio more profitable.

 

A two-day programme to include lecture, exercises and case studies, designed to enhance the risk management capabilities of the staff of credit business group, credit analysts, credit risk management and managers handling credit risk management projects in banks and financial institutions

 

Who should attend this programme

 

  • Corporate and Retail Credit Business Group Managers & Staff
  • Credit Analysts & Risk Management Managers & Staff
  • Internal Audit Managers & Staff
  • Project Managers from Business, IT & Risk

Training dates - April 09 & 10, 2018

Training locaton - Mumbai

Training fee - ₹30,000 + applicable taxes