Summary

Learning Outcomes

• Master structured bank branch audit methodology across operations, credit, compliance, and IT
• Develop risk-based audit planning, sampling, and testing skills
• Enhance detection of red flags, inefficiencies, and fraud indicators
• Strengthen scrutiny of accounts, deposits, loans, reconciliations, and financial validations
• Build awareness of emerging AI, IT, cybersecurity, and vendor management risks
  

Who should attend?

• Bank Auditors
• Bank officers seeking deeper operational / regulatory audit expertise
• Risk management professionals strengthening branch-level control knowledge
• IT  and Credit audit teams responsible for banking systems and security Training teams preparing staff for audit readiness
  

Course structure.

Day 1

Sessions 1

Step-by-Step Guide to Conducting a Bank Branch Audit

• Planning the Audit 
• Understanding the Branch Profile 
• Reviewing Previous Reports  
• Developing an Audit Plan 
• Monitoring Periodic Performance 

Sessions 2

• Testing and Sampling 
• Operational Risks 
• KYC/AML Compliance 
• Loans and Advances 
• Findings and Reporting

Sessions 3 

• Customer Accounts & Financial Reporting
• Customer Accounts
• Fixed Deposits
• General Ledger Reconciliation
• Income and Expenses
  

Sessions 4

Case Study: Conducting a Comprehensive Branch Audit

Day 2

Session 5  

• Staff Conduct, Roles, and Security 
• Role Segregation and Accountability 
• Training and Awareness 
• Security and Infrastructure 
• Identifying Red Flags
  

Session 6

• Operational and IT Risks
• Operational Risks
• Fraud Detection
• Regulatory Compliance
  

Session 7

• IT Infrastructure and Ethical Considerations
• AI and Technology Risks
• Vendor Risks 
• Ethical AI Usage 
  

Session 8

• Strategies for Improvement & Wrap-Up 
• Governance and Risk Management 
• Operational Efficiency 
• Customer Service 
• Technology and Compliance 
• Report writing skills 
  

Trainer Profile

Trainer ) is a senior banker with more than 3 decades of experience in the public sector, private, foreign bank & NBFC. During his 10 years’ experience with IDBI he set up the Retail Banking Division in South India. Prior to leaving the bank in 2006, he was the Country Head of Retail Liabilities & Preferred Banking. He also set up the first metro branch of the bank at Chennai, headed the New Products Division & the Internet Banking Division. With Standard Chartered Bank (SCB) in Corporate Banking, he was responsible for marketing, appraising and managing of corporate relationships across South India. He was also the NBFC Portfolio Manager for a period of 2 years during his stint with SCB’s Trade Centralization (BPR) . 

Training dates - May 12-13, 2025

Training fees - ₹ 30,000 + applicable taxes