Leverages Crisil’s strong domain expertise in the ESG risk assessment space, proprietary frameworks, rich database, and extensive case studies
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Crisil Certified ESG Risk Analyst
Crisil Certified ESG Risk Analyst
The world of investing is transforming rapidly into one that gives due importance to the environmental, social, and governance (ESG) aspects of business.
Investors are increasingly realising that their monies are invested in the values that govern a company’s practices as much as in its stock.
The shift in perspective has set the stage for a new breed of professionals who can help companies handle ESG related issues and comply with evolving norms.
Crisil’s new programme fulfils this need by arming professionals with relevant information and critical skills that can help them stand out in today's highly competitive job market.
So go ahead, put you best foot forward in the domain with
the Crisil Certified ESG Risk Analyst programme.
Eligibility |
Graduation |
Mode of delivery |
Self-paced online learning program |
Registration fees |
Rs 14,000 (excl. GST) |
Examination fees (per attempt) |
Rs 2,000 (excl. GST) |
No. of Modules |
7 modules |
No. of Learning hours |
25 learning hours |
Mode of exam |
Online proctored exam |
Frequency of exams |
Quarterly |
Crisil's credentials in ESG space
Here's why Crisil ESG Risk Certificate is the right fit for you
Crisil is the pioneer in ESG rating space
Crisil has scored ~ 225 companies on the basis of fiscal 2020 disclosures
Crisil integrates over 100 parameters and 350+ data points across E, S, and G components for our evaluation
Targeting coverage of 1,000 companies in 2023
575+
companies from 53 sectors analysed and scored
95+
of mutual funds equity AUM
94%
of debt AUM covered
Crisil’s ESG scoring at the mutual fund level covers
354 schemes, or Rs 17.69 lakh crore of assets as on February 28, 2002
Crisil has launched IBX ESG Index – March 2026, which will track issuers with top ESG scores and thereby encourage sustainable investing in India
Programme benefits
Designed to help fund managers and decision makers understand how ESG risk factors can be incorporated into decision-making for investment/lending
Designed to help client-facing teams understand the ESG requirement of their clients more accurately, explain their organisation’s ESG philosophy and suggest tailored ESG products
Designed to help financial analysts get a sound understanding of the ESG issues so they can factor ESG risk elements in their credit and equity research models
Designed to help strategy and finance teams at corporates transition their companies toward global ESG best practices, keeping in mind the business implications
Designed to help students supplement their current skillsets in the finance space and enhance employability in segments ranging from wealth management to banking and investment banking
Programme highlights
- 25 hours of self-paced learning
- 7 interactive modules
- Crisil’s ESG Risk Certified digital badge
- 28 real-life case studies
- 75+ animations
- 65+ recent regulations and resource documents
- 100+ knowledge checks
Prospective employers
- Banks
- NBFCs
- AMCs
- Insurance companies
- Rating and research agencies
- Consultants
- Private equity firms
- Other corporates
Demo of our course modules
Cash flow statement and financial statement fraud
Non fund based financing
To understand more about the Crisil certifications, please contact +91-9329910968 or write to us at crisil1academy@crisil.com.
Frequently Asked Questions
1. What does NISM & Crisil Certified Credit Underwriter (NCCCU) programme offer?
This credit certification course readies professionals for a fruitful credit-underwriting career in the financial services industry. The course goes beyond mere concepts and focusses on business insights and challenges. Additionally, it provides you the relevant knowledge and recognition to enhance your marketability in the jobs market. The content is interactive and exhaustive. It has 22 modules and helps you start and upgrade your career in areas as wide as retail, MSME, sales, and corporate lending.
This credit certification course readies professionals for a fruitful credit-underwriting career in the financial services industry. The course goes beyond mere concepts and focusses on business insights and challenges. Additionally, it provides you the relevant knowledge and recognition to enhance your marketability in the jobs market. The content is interactive and exhaustive. It has 22 modules and helps you start and upgrade your career in areas as wide as retail, MSME, sales, and corporate lending.
2. Can I take the certification course in credit?
Yes, you may opt for the credit risk certification course, if you have a bachelor’s degree with at least 50% marks, or equivalent cumulative grade-point average (CGPA). The credit certification course is for graduates, who wish to build a fulfilling career in the banking and finance industry; experienced bankers; credit research analysts; professionals working in the asset-reconstruction companies and consulting firms; professionals seeking to understand debt securities; and those looking to expand their career in commercial and retail finance, credit appraisal, credit monitoring, credit underwriting , loan syndication, stressed asset management, and project finance. Moreover, there is no age limit to enrol.
Yes, you may opt for the credit risk certification course, if you have a bachelor’s degree with at least 50% marks, or equivalent cumulative grade-point average (CGPA). The credit certification course is for graduates, who wish to build a fulfilling career in the banking and finance industry; experienced bankers; credit research analysts; professionals working in the asset-reconstruction companies and consulting firms; professionals seeking to understand debt securities; and those looking to expand their career in commercial and retail finance, credit appraisal, credit monitoring, credit underwriting , loan syndication, stressed asset management, and project finance. Moreover, there is no age limit to enrol.
3. What are my career prospects after undergoing the credit underwriter course in the industry?
The financial services industry is very dynamic. A credit underwriter today performs various functions — from conducting a detailed research on the financial history of businesses and individuals for determining their creditworthiness to conducting compliance review of banks’ lending policy, and estimating the relative profitability of the relationship to the organisation. In short, career opportunities are aplenty with banks, institutional brokers, insurance companies, asset management companies, private equity, investment banks, rating agencies and non-banking financial companies (NBFCs).
The financial services industry is very dynamic. A credit underwriter today performs various functions — from conducting a detailed research on the financial history of businesses and individuals for determining their creditworthiness to conducting compliance review of banks’ lending policy, and estimating the relative profitability of the relationship to the organisation. In short, career opportunities are aplenty with banks, institutional brokers, insurance companies, asset management companies, private equity, investment banks, rating agencies and non-banking financial companies (NBFCs).
4. How will I benefit from the credit certification programs?
The credit underwriter course has a sharp focus on training and upskilling. It provides a deep understanding of various credit assessment skills. The course helps you upgrade and fast-track your career. It will expand your career horizon. It follows a practical approach by using market data, industry trends and relevant case studies to facilitate a deeper understanding of concepts.
The credit underwriter course has a sharp focus on training and upskilling. It provides a deep understanding of various credit assessment skills. The course helps you upgrade and fast-track your career. It will expand your career horizon. It follows a practical approach by using market data, industry trends and relevant case studies to facilitate a deeper understanding of concepts.
5. On average, how long does it take to complete the credit certification course?
The course comprises 7 modules and 22 sub-modules. All credit risk training modules put together require about 50 learning hours, and can be bookmarked to enable quick access.
The course comprises 7 modules and 22 sub-modules. All credit risk training modules put together require about 50 learning hours, and can be bookmarked to enable quick access.
6. What is the credit certification course fee?
The registration fee for the certification course in credit is Rs 16,000 and the exam fee is Rs 2,000 per attempt. It covers 22 e-learning modules, including real-life case studies, recent regulations/resource documents and market-related data and analysis.
The registration fee for the certification course in credit is Rs 16,000 and the exam fee is Rs 2,000 per attempt. It covers 22 e-learning modules, including real-life case studies, recent regulations/resource documents and market-related data and analysis.
7. How do I make the payment for credit certification course?
Participants can visit the website and click on the ‘enroll now’ button to register for the credit certification course.
Participants can visit the website and click on the ‘enroll now’ button to register for the credit certification course.
8. How long can I access the credit risk course online?
Access to the credit risk course content is valid for two years from the date of purchase.
Access to the credit risk course content is valid for two years from the date of purchase.
9. Is the credit underwriter course online-only?
Yes, the credit underwriter course is a completely self-paced, online learning programme with human voice-over, clickable interactivities, animations, additional reading material and knowledge checks to assess users.
Yes, the credit underwriter course is a completely self-paced, online learning programme with human voice-over, clickable interactivities, animations, additional reading material and knowledge checks to assess users.
10. What will I learn through the credit certification course?
The certification course in credit mainly provides the core concepts of credit risk assessment, including industry analysis, business risk evaluation, financial analysis and promoter assessment; various financial products for small, medium-sized and large businesses; and financial metrices of corporate performance. It helps you build capability to move towards new-age lending.
The certification course in credit mainly provides the core concepts of credit risk assessment, including industry analysis, business risk evaluation, financial analysis and promoter assessment; various financial products for small, medium-sized and large businesses; and financial metrices of corporate performance. It helps you build capability to move towards new-age lending.
11. How can I access the credit underwriting training modules?
Access to the credit underwriting training modules will be provided through the NISM platform. Once you complete the purchase, you will receive an email within 48 hours with details to access the credit certification course. The credentials to access the course will be the same as those used for registration (email and password). You can see the credit certification course assigned under Your Courses, on the dashboard page. Click the assigned certification course in credit and the course content page opens. Click the first module and begin the credit underwriter course.
Access to the credit underwriting training modules will be provided through the NISM platform. Once you complete the purchase, you will receive an email within 48 hours with details to access the credit certification course. The credentials to access the course will be the same as those used for registration (email and password). You can see the credit certification course assigned under Your Courses, on the dashboard page. Click the assigned certification course in credit and the course content page opens. Click the first module and begin the credit underwriter course.
12. How frequently is the content of the credit underwriter course updated?
The content of the credit underwriter course is updated to incorporate any new concepts, or every time there is a change in industry practice or regulation. In addition, analysis of key events, articles and expert videos relevant for a credit underwriting training are frequently added. This will keep you abreast of emerging trends and best practices in the credit underwriting space.
The content of the credit underwriter course is updated to incorporate any new concepts, or every time there is a change in industry practice or regulation. In addition, analysis of key events, articles and expert videos relevant for a credit underwriting training are frequently added. This will keep you abreast of emerging trends and best practices in the credit underwriting space.
13. Can I access the credit underwriting training modules on my mobile/tablet?
Yes, the credit underwriting training modules are accessible through your mobiles/tablets, as these are responsive and adapt to your screen size. However, we recommend using a laptop or a large-screen device for ease of learning and better knowledge retention.
Yes, the credit underwriting training modules are accessible through your mobiles/tablets, as these are responsive and adapt to your screen size. However, we recommend using a laptop or a large-screen device for ease of learning and better knowledge retention.
14. Can I download the credit underwriter course modules?
No. The credit underwriter course modules are only accessible online through the Online Learning Platform.
No. The credit underwriter course modules are only accessible online through the Online Learning Platform.
15. What is the duration of each credit certification course module?
Each module of credit certification course is 2-3 hours. However, study hours will vary for every individual. You need not complete a module at one go. Module content is auto bookmarked, and you may choose to pick up from where you stopped.
Each module of credit certification course is 2-3 hours. However, study hours will vary for every individual. You need not complete a module at one go. Module content is auto bookmarked, and you may choose to pick up from where you stopped.
16. How many times can I access the credit certification course modules?
The credit certification course modules can be accessed online any number of times over the two years from the date of enrolment.
The credit certification course modules can be accessed online any number of times over the two years from the date of enrolment.
17. Do I get any learning material printouts/books in the certification course in credit?
No. However, within the modules of credit certification course there are additional reading resources.
No. However, within the modules of credit certification course there are additional reading resources.
18. What is the exam schedule for credit certification course?
The exams are scheduled every quarter. The exam dates will be published a month in advance. Those wishing to take the exam must make their payments at least 15 days before the exam date. The minimum period to study for the exam is one month – which means the gap between registration for the exam and the exam is one month. All the 22 modules of credit risk underwriting course need to be completed before registering for the exam.
The exams are scheduled every quarter. The exam dates will be published a month in advance. Those wishing to take the exam must make their payments at least 15 days before the exam date. The minimum period to study for the exam is one month – which means the gap between registration for the exam and the exam is one month. All the 22 modules of credit risk underwriting course need to be completed before registering for the exam.
19. What is the structure of the exam and how is it conducted?
The exam will have multiple choice questions (MCQs) and multiple response questions (MRQs). The exam will be conducted online. It will be proctored online through your laptop/desktop webcam. The duration is three hours. You have to answer 150 questions.
The exam will have multiple choice questions (MCQs) and multiple response questions (MRQs). The exam will be conducted online. It will be proctored online through your laptop/desktop webcam. The duration is three hours. You have to answer 150 questions.
20. How many times can I attempt the exam?
The exam can be taken any time within the licence period as per the pre-defined schedule. In case the licence period expires, you have to re-register for the programme.
The exam can be taken any time within the licence period as per the pre-defined schedule. In case the licence period expires, you have to re-register for the programme.
21. What percentage should I get to pass the exam?
60%.
60%.
22. Will my wrong answers get negative marks?
No.
No.
23. What will be the format for exam scores?
Exam scores will be listed in percentages.
Exam scores will be listed in percentages.
24. How can I renew the certificate?
Candidates are required to obtain six points, i.e., complete six hours of online learning to renew their certification every three years. A renewal fee of Rs 4,000 will be levied for an online refresher course and certificate re-validation.
Candidates are required to obtain six points, i.e., complete six hours of online learning to renew their certification every three years. A renewal fee of Rs 4,000 will be levied for an online refresher course and certificate re-validation.
25. Do I get placement opportunities/support?
NISM and Crisil do not provide active placement support. However, the course is designed to provide practical insights into various aspects of credit underwriting, which will help you get the desired job. Also, both NISM and Crisil have been conducting training programmes for organisations in the BFSI space for several years. This provides credence and acceptability to the NISM & Crisil Certified Credit Underwriter programme.
NISM and Crisil do not provide active placement support. However, the course is designed to provide practical insights into various aspects of credit underwriting, which will help you get the desired job. Also, both NISM and Crisil have been conducting training programmes for organisations in the BFSI space for several years. This provides credence and acceptability to the NISM & Crisil Certified Credit Underwriter programme.
26. Can I cancel the registration?
No. Once registered, you cannot cancel it.
27. How can I get help with technical issues while accessing the modules online?
Please email us at crisil1academy@crisil.com.
Please email us at crisil1academy@crisil.com.
28. How will I get the certificate?
The certificate will be emailed to you. You will also get a NCCCU digital badge, which will validate your mastery in credit underwriting.
Expand Your Professional Horizons with
NISM & Crisil Certified Credit Underwriter Programme
Carve Out Your Future in the World of Finance