Explore Crisil, a company of S&P Global

Formerly known as Global Research & Risk Solutions

Lending Transformation

 

 

Driving efficiencies to help create a future-ready lending ecosystem and support growth

Lending operations are undergoing significant transformation to not only adapt to modern digital demands amidst increasing lending volumes and types, but also to ensure perfected loan data. Today, banks increasingly require comprehensive solutions for an overhaul of traditional lending operations to improve agility and accuracy.

Crisil Integral IQ specialises in designing and executing transformation strategies in lending operations across data schema, systems workflow and modernisation, and large-scale legacy data remediation. Our expertise across loan origination/ management systems enables financial institutions to improve STP rates and compliance and create a future-ready lending ecosystem.

 

 

 

 

Why choose us

 

 

 

Specialists for
remediation
exercises

Deep talent pool enables agile resource deployment at scale to support remediation requirements

Deep know-how
of various LMS

Strong experience across different loan management platforms

 

 

 

5+

Supported 5+ banks in implementation/migration of loan management systems

8+

Assisted 8+ financial institutions in streamlining loan data workflows

200K+

Remediated 200,000+ deals for SNC, FR Y-14 and AnaCredit reporting

 

 

 

Our solution components

 

 

Loan data remediation and transformation

 

Enabling banks to clear backlogs and meet regulatory objectives:

 

  • Remediating large-scale data across collaterals, covenants and end-to-end deal data attributes
  • Designing/ redesigning, developing and implementing loan data strategy, taxonomy, CDE mapping and workflow
  • Designing and implementing end-to-end quality control and assurance across loan data for SNC/ FR Y-14/ AnaCredit reporting

Implementation and migration of loan systems

 

Implementing modern-day technology for faster and more accurate operations:

 

  • Advising on LMS configuration planning and designing TOM
  • Assisting with migration planning to upgrade legacy systems to modern-day loan management/ payment systems
  • Supporting execution of loan management systems migration, including legacy data clean-up, automated/manual data transfer and cancellations 

 

 

 

 

Who we serve