Explore Crisil, a company of S&P Global

Formerly known as Global Research & Risk Solutions

Loan Processing and Servicing

 

 

Solutions across the lending operations lifecycle for global and local markets

Given the rapid expansion and increasing interconnectedness in lending, streamlined operations and real-time processing have never been more pertinent. Banks need scalable and efficient workflows to stay competitive and meet customer demands, while ensuring closure of regulatory asks.

Crisil Integral IQ offers strategy and execution services across the lending operations value chain, tailored to a bank’s portfolio mix. With expertise across lending products and loan management systems, we enable banks to achieve faster loan processing, enhanced customer experience, reduced costs, accurate data, timeliness and documentation compliance.

 

 

 

 

Why choose us

 

 

 

Wide experience
across loan
operations

One-stop shop for end-to-end lending operations - from deal set-up to loan closure and servicing

Round-the-clock
support and coverage

Follow-the-sun model through onshore, near-shore and offshore locations, while providing a lower total cost of ownership

Multiple LoD
experience

Extensive experience in middle- and back-office operations and controls, garnered through decades of working with global banks across different regulatory regimes

 

 

 

10+

Supported 10+ banks in lending operations globally

120K+

Processed and serviced 120,000+ live deals

45K+

Booked and perfected 45,000+ collaterals

 

 

 

100+

Assisted 100+ cycles of loan reporting across the Americas and Europe

 

 

 

Our solution components

 

 

Loan processing and servicing

 

Supporting end-to-end middle- and back-office operations for corporate and commercial banking

 

  • Executing the complete deal lifecycle – from deal origination, set-up and processing to funding
  • Assisting with loan servicing, including rollovers, payment processing and settlements
  • Managing collaterals and covenants, including perfecting collaterals, exposures monitoring and lien termination

Loan reporting

 

Enhancing regulatory reporting of lending metrics:

 

  • Horizon scanning and interpreting new/existing regulations and reporting requirements across regulators (Fed, OCC, APRA, PRA, EBA, MAS and HKMA)
  • Developing TOM with the roadmap to streamline the reporting value chain
  • Designing and implementing data integration, management and controls across the loan reporting process
  • Executing regulatory reporting - from aggregation and calculations to reporting and submission – ensuring 100% compliance (SNC, FRY-14, BiS and AnaCredit)

Loan controls and assurance

 

Improving the quality of operations through portfolio-relevant controls and assurance set-ups

 

  • Supporting document, approval management and deal review
  • Designing and implementing escalation and exception management procedures
  • Executing cash, balance sheet and general ledger breaks reconciliation, while undertaking gap analysis to reduce breaks
  • Developing and implementing controls across the loan operations value chain
  • Undertaking transaction management assurance to ensure process design and adherence efficacy

 

 

 

 

Who we serve

Corporate Banks





Commercial & Consumer Banks

 

 

 

 

 

 

 

 

 

 

 

achieve-success

Discover why the world's most prestigious
global and regional financial institutions
chose us as their strategic partner