Summary

Understanding the fundamentals of the Indian banking system

The landscape of the banking sector is continuously evolving to meet the changing needs of clients, to cope with increasing complexity of risks, and ward off competition from financial institutions, non-banks, and capital markets.

On the other hand, banking regulations that aim to protect depositor interests, channelise credit to deserving sectors, and maintain stability of the overall banking system have not only become complex, but quite dynamic as well. Nevertheless, the strong regulatory oversight on Indian banks provides definite comfort to all stakeholders, both within and outside the country.

The wide umbrella of the banking sector holds within itself, basically similar, but functionally a diverse set of entities such as public sector banks, private sector banks, co-operative banks, and newbies such as small finance banks and payment banks. While the basic nature of these institutions remains the same, their objectives, target clients, operational practices, etc, are quite different.

Given this complex and evolving scenario, it is important to gain a strong understanding of the fundamentals of the sector and this programme is aimed at doing just that.

Key learnings

The programme is aimed at imparting fundamental knowledge on the complex and evolving banking system in a simple and lucid manner. It will also help develop an in-depth understanding of key concepts in banking such as capital adequacy, credit risk, liability franchise and liquidity. Finally, the programme dwells upon CRISIL’s framework for credit assessment of a bank to equip the participant with knowledge to assess and compare banks.

The programme will benefit

Credit analysts and relationship managers, at the entry level, tracking the Indian banking sector

Training dates - May 21-22, 2024

Training fees - ₹ 25,000 + applicable taxes