The Pradhan Mantri Awas Yojana – Urban (PMAY-U), being implemented by the Ministry of Housing and Urban Affairs under the ‘Housing for All by 2022’ mission, has come a long way since inception in June 2015.

The scheme provides assistance to states and union territories for addressing the housing requirements of slum dwellers/ urban poor across the country. It has four verticals for implementation– in situ slum redevelopment (ISSR), affordable housing in partnership (AHP), beneficiary-led individual house construction or enhancement (BLC) and credit-linked subsidy scheme (CLSS).

According to the ministry’s recent announcement, BLC has topped the chart with 56% in terms of popularity among beneficiaries of PMAY-U, followed by AHP with 33%, ISSR with 7% and CLSS with 4%.