Industry Risk Scores

We capture the influence of industry variables the extent of positive/negative impact on the cash flows and debt repayment ability of companies in an industry over a 3-4 year horizon. The risk score for an industry is arrived at by aggregating the scores assigned to the relevant parameters like demand supply outlook, cost structures, competition and financial performance. 

 

We have developed and regularly update scores on about 154 industries that are provided to banks as critical inputs for their risk assessment models. The scores also help banks:

  • Identify 'positive and negative' industries and set industry-wise exposure norms
  • Take more informed strategic decisions by focusing on industries that are likely to perform well and reduce exposure in below-investment-grade industries
  • Assess the borrower risk through an accurate assessment of industry risk
  • Monitor industries proactively and on a continuous basis

We also have the SME Industry Risk Scores on 129 industries capture the impact of variables on SMEs and on their cash flows and debt repayment ability over a 1-2 year period. The risk score is arrived at by aggregating scores assigned to relevant parameters. Each parameter factors regional opportunities and challenges in the clusterr

 

Scale: The Industry Risk Scores have been graded on a six-point scale, with 1 indicating high risk and 6 indicating low risk. Relative risk scores are calculated by considering various business and financial parameters.

 

List of 154 industries

Risk Scores A- G

Abrasives
Air conditioning
Airline services
Airport Infrastructure
Automobiles - Commercial Vehicles
Automobiles - Motorcycles
Automobiles - Passenger Cars
Automobiles - Scooters, Mopeds
Automobiles - Tractors
Automobiles - Utility Vehicles
Automotive components
Banking
Batteries
Bearings
Biopharmaceuticals
Branded foods
Breweries
Broadband
Budget Hotels
Business schools
Carbon Black
Castings & Forgings
Cement & Cement Products
Ceramics & Sanitaryware
Chemicals - Organic
Chlor Alkali
Cigarettes
Coffee
 

Compressors
Construction - Erection and Commissioning ( E&C )
Construction Equipments
Construction equipment finance
Consumer durables finance
Copper cathode
Cosmetics & toiletries
Courier
Crude Oil
Cycles & Accessories
Dairy
Diesel Engines
Domestic Freight Transportation Services
Dry cells
Dyes & Pigments
Edible oil
Educational services
Electric Equipment
Engineering
Engineering colleges
Fasteners
Fertilizers-Nitrogenous
Fertilizers-Phosphatic
Gems and Jewellery
Glass
Gold loans

Risk Scores H-M

Hospitals
Hotels - Premium segment
Housing Finance
Industrial Explosives
Industrial Gases
Infrastructure Finance
Iron ore Mining
IT Enabled Services
IT- Hardware
IT Services
Leather

Lighting
Lubricants
Machine Tools
Media and Entertainment- Content production- Film
Media and Entertainment- Content production-Television
Media and Entertainment-Film exhibition
Media and Entertainment-Newspapers
Media and Entertainment-Television broadcasting
Medical institutes
Micro Finance

Risk Scores N-S

Natural Gas - Marketing
Natural Gas - Transmission
Natural Rubber
Non-Ferrous Metals - Zinc
NTC Fabric
Oil Exploration
Oilfield services
Oral Care
Organised Retailing
Packaging
Paints
Paper - Industrial
Paper - Newsprint
Paper - Writing and Printing
Pesticides/Agrochemicals
Petrochemicals
Petroleum - Refining and Marketing
Petroleum - Refining
Pharmaceuticals - Bulk Drugs
Pharmaceuticals Formulation-Domestic
Pharmaceuticals Formulation-Exports
Pig iron
Plastic & Plastic products
Ports - BOT
Poultry
Power - Transmission
Power distribution licensees

Power distribution - State Utilities
Power generation - Central Utilities
Power generation - Private
Power generation - State Utilities
Power-Cables
Primary aluminium
Pumps
Real estate - Commercial construction
Real estate - Residential
Refractories
Refrigerators
Retail Finance
Rice Mills
Roads - BOT
Ship Building
Shipping
Ship Breaking
Soaps & Detergents
Solar power
Sponge Iron
Stainless Steel
Steel - Alloy
Steel Flats- CR, GP/GC
Steel Flats- HR
Steel - Long products
Sugar

Risk Scores T-Z

Tea
Telecom - Equipment
Telecom - Mobile
Telecom - Fixed
Textile - Cotton Fabrics
Textile - Cotton Yarn
Textile - Man Made Fibers/yarn
Textile - Synthetic Fabrics
Textile - Worsted Fabric
Textile machinery
Textile-Blended Yarn
Textiles - Ready made Garments

Textiles - Denim
Textiles Fibre intermediates
Textiles - Jute
Textiles - Texturising
Textiles VFY
Textiles VSF
Textiles - Acrylic fibre
Transmission towers
Tyres
Washing machines
Wind energy
Wood & Wood Products