CRISIL Complexity Levels will assist
- Investors, both retail and institutional, in determining the degree of sophistication and due diligence required to understand the risk factors involved in an instrument before making an investment decision.
- Issuers and Financial Intermediaries, in deciding the target segment for each instrument, and directing selling efforts accordingly. Thus, the problem of mis-selling can be addressed to a large extent.
- Regulators, in addressing issues such as mis-selling, and also in stipulating the maximum complexity levels for investment by a particular class of investors, for example, pension funds and insurance companies.