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Financial Sector Ratings

CRISIL Ratings rates a large number of financial sector entities, including banks and non-banking financial institutions, housing finance companies, securities firms, etc.


CRISIL was the first to assign a financial sector entity rating in 1989. CRISIL Ratings occupies prime position in this segment too, with outstanding ratings on 50 banks, representing 90% of India’s banking industry.

 

CRISIL Ratings has also rated the highest number of NBFCs in India (over 80% of the sector).

 

CRISIL Ratings uses the 'CRAMEL' framework to rate finance companies. This entails assessment of six major parameters: capital, resource raising ability, asset quality, management, earnings, and liquidity.


In addition, CRISIL Ratings also assesses instrument-specific risk factors, and has developed ratings framework and methodologies to evaluate the same.
 

Bonds and Hybrid Instruments

Our opinion on the timely payment of interest and principal on long-term financial obligations

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Bank Loan Instruments and FDs

We estimate the degree of risk regarding timely payment of the bank facility being rated

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Short Term Debt

Our opinion on the timely payment of interest and principal on short-term financial obligations

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  • To get a copy of rating reports, please email us at:
    crisilratingdesk@crisil.com

  • For analytical queries, please email us at:
    ratingsinvestordesk@crisil.com

  • For any other information,  please call or email us at:
    +1800 267 1301
    crisilratingdesk@crisil.com