E-RAM Consultancy

Our E-Ram Consultancy includes:
 

Gap Analysis

 

An internal credit rating process helps to discriminate among credit quality of borrowers, and to quantify individual credit risk as a measurable metric.
 

RAM Framework


CRS’s risk assessment model (RAM) helps a lending institution automate its internal credit rating process. This widely popular model is a workflow-based solution for hosting internal rating models, capable of assessing credit risk of  borrowers.
 

ASP - Model

 

This innovative application service provider (ASP) model is meant for use of RAM by all key constituents of financial markets, especially co-operative banks and small NBFCs.
 

Benefits of the service

  • Zero regular maintenance efforts and allied costs
  • Billing per-use approach
  • Best-in-class methodology and approach to credit risk assessment
  • Availability of updated risk models
  • Standardisation of risk assessment and financial analysis
  • Helps capture and store borrower information in an accessible medium
  • Compliance to regulator-prescribed best-practice framework

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Questions?

  • For any risk solutions related queries, please contact
    +91 22 3342 8266
    risksolutions@crisil.com