Enhanced Due Diligence

The CRISIL Enhanced Due Diligence Report introduces you, and explains your business, to lenders.

 

It is our deep-dive into your small and medium enterprise (SME) that will help you meet your borrowing requirement.

 

Broad-based and detailed, the Enhanced Due Diligence Report offers a 360-degree SWOT analysis of the business in the context of a sectoral outlook – more extensive and nuanced than what a chartered accountant typically prepares.

 

Take, for example, your management expertise. Or a peer perspective and industrial outlook. Or, the strength of your business plan. And, of course, the finances. It’s all there in the report, a veritable ready reckoner of your business for a banker to approve your loan.

  • Vigorous independent risk opinion based on business, management and financial risk assessment gauges
  • Contexualised against our robust SME compare grading process. We have graded and assessed 144,000+ SMEs in India across 150 industries
  • Incorporates our industry outlook. We provide the most comprehensive independent coverage on the Indian economy, industries and companies. Our insight into 65+ industries deals with overview, outlook, growth drivers, and risks
  • Takes into account a bureau score (high / low / medium) of the entity
  • Offers a detailed bank account statement analysis used by banks to underwrite loans. This includes cheque return (i/w and o/w) and penal charges instances, limit utilisation pattern, credit summation for sales validation, sales realisation/ routing through account inferred, and average monthly balance maintained by the company

 

  • Interpret the sustainability of the business plan and long-term viability of the unit to help you improve the business
  • Gauge your ability to run the business successfully in a dynamic environment, enabling bankers to extend credit
  • Ascertain the extent of financial obligations in relation to the entity’s cash-generation capacity, helping you and financial institutions
  • View a pictorial presentation based on quartiles data depicting the complete range of financial parameters

Register with smefirst

CriSidEx, first of its kind sentiment index for micro, small and medium enterprises

Learn More
157512298

In the Media

Weak rural income, waning demand impact revenue of auto component SMEs

Learn More
Govt-schemes-for-MSMEs

Industry Reports

Learn More
rru-small-tiles

Views & Commentaries

Learn More
Govt-schemes-for-MSMEs

Questions?

  • Interested in our SME offerings? Please call or email us at:
    +1800 103 3453
    crisil_sme@crisil.com

  • To renew your SME Rating, please register on:
    www.smefirst.com