Enhanced Due Diligence

The CRISIL Enhanced Due Diligence Report introduces you, and explains your business, to lenders.


It is our deep-dive into your small and medium enterprise (SME) that will help you meet your borrowing requirement.


Broad-based and detailed, the Enhanced Due Diligence Report offers a 360-degree SWOT analysis of the business in the context of a sectoral outlook – more extensive and nuanced than what a chartered accountant typically prepares.


Take, for example, your management expertise. Or a peer perspective and industrial outlook. Or, the strength of your business plan. And, of course, the finances. It’s all there in the report, a veritable ready reckoner of your business for a banker to approve your loan.

  • Vigorous independent risk opinion based on business, management and financial risk assessment gauges
  • Contexualised against our robust SME compare grading process. We have graded and assessed 144,000+ SMEs in India across 150 industries
  • Incorporates our industry outlook. We provide the most comprehensive independent coverage on the Indian economy, industries and companies. Our insight into 65+ industries deals with overview, outlook, growth drivers, and risks
  • Takes into account a bureau score (high / low / medium) of the entity
  • Offers a detailed bank account statement analysis used by banks to underwrite loans. This includes cheque return (i/w and o/w) and penal charges instances, limit utilisation pattern, credit summation for sales validation, sales realisation/ routing through account inferred, and average monthly balance maintained by the company


  • Interpret the sustainability of the business plan and long-term viability of the unit to help you improve the business
  • Gauge your ability to run the business successfully in a dynamic environment, enabling bankers to extend credit
  • Ascertain the extent of financial obligations in relation to the entity’s cash-generation capacity, helping you and financial institutions
  • View a pictorial presentation based on quartiles data depicting the complete range of financial parameters

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    +1800 103 3453

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