Summary

Program Objectives

• Understanding non-financial assessment including credit risk and management risk analysis
• Understanding financial assessment for corporates - Profit and loss (P/L), balance sheet and cash flow analysis
• Recognizing early warning signals and comprehending credit monitoring techniques

Target audience 

• Commercial credit analysts, loan officers, relationship managers

Course Structure

Day 1

Session 1
Primer On Credit Risk Analysis

Session 2
Non- Financial Analysis
Detailed Management Risk Analysis

Session 3
Non-Financial Analysis continued

Credit Risk Analysis – Business Risk Tools and Techniques

Session 4
Group Case Study Presentation and Discussions thereon.

Day 2

Session 5 & 6

Financial Analysis

Financial Risk Analysis (Conglomerate Company in Context)

Session 7

Assessing future financial position

Assessing financial flexibility

Session 8

Discussion of the above concepts with respect to the selected cases

Day 3

Session 9 & 10

Financial Analysis Continued- Cash Flow Computation and Analysis

Session 11

Structuring of Facilities

Security Risk & Risk Reward

Session 12

Credit Monitoring techniques

Trainer profile 

Trainer is a senior ex-banker with more than 25 year experience in banking industry working with Public & private sector banks. He has worked extensively in the area of Credit Assessment for Small and Medium Enterprises (SME), Foreign Exchange, Trade Finance, Corporate & Commercial Banking, Retail Banking.

Training dates - November 17-19, 2022

Training fees - ₹ 30,000 + applicable taxes