Summary

Learning Outcomes:

• Learn Credit Risk Appraisal concepts for SME and Corporate lending
• Build deeper understanding of appraisal techniques with both financial and nonfinancial aspects of credit
• Develop intuition on quick assessment of credit risk

Target audience:

• Relationship Managers, Credit Managers, Product Managers or anyone looking at appraisal from Lender’s point of view.
  

Course Content

Day 1:

Session 1

Need for Finance and Credit Risk Assessment

• Why a Business needs finance?
• Types of Assets
• What is credit risk assessment (CRA)

Session 2

Financial Statements

• Financial Statements explained
  • Balance Sheet
  • Profit and Loss Statement
  • Cash Flow Statement

Day 2:

Session 3

Financial Ratio Analysis

• Classification of Ratios
• Assessing ability to service debt
• Case lets/Examples

Session 4

Working Capital

• What is Working Capital
• Understanding Working Capital Gap
• Working Capital Assessment
• Methods of Assessment

Training dates - October 18-19, 2022

Training fees - ₹ 15,000 + applicable taxes