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Banking Policies and Processes

In this eLearning module on Banking Policies and Processes, you will learn about the various banking processes related to lending and investments. You will learn about the Credit Process for Non-retail Lending, Retail Lending, and Credit Operations Process for Non- Fund based facilities etc.

 

Coverage and structure for eLearning module

 

Topic

Sub-topic

Introduction to Banking Policies and Processes
  • Policies and Processes in the Banking Industry 
  • What is a Policy
  • What is a Process
  • Regulatory Authorities for the Banking Industry
  • Bank’s Manual of Product Process
  • Classification of Banking Processes

Credit Processes
  • The Need for Credit Processes
  • Overview of the Credit Process
  • Credit Types

Credit Processes for Non-retail Lending
  • Credit Sourcing for Non-retail Loans
  • Credit Underwriting for Non-retail Loans
  • Credit Sanction for Non-retail Loans
  • Post-sanction Process for Non-retail Loans
  • Post-sanction Process: Documentation
  • Post-sanction Process: Security Creation
  • Post-sanction Process: Loan Disbursement Process
  • Credit Operations Processes for Non-retail Loans
  • Credit Operations Processes: Monitoring
  • Monitoring: Field Inspection
  • Monitoring: Scrutiny
  • Monitoring: Stock Audit Report
  • Credit Operation Processes: Collection
  • Elements of Collection Approach
  • Credit Operations Processes: Renewal or Exit
  • Exit Strategies for Working Capital Loan

Credit Processes for Retail Lending
  • Overview of the Retail Lending Process
  • Retail Lending Policy and Parameters
  • Retail Lending Process
  • Credit Sourcing for Retail Loans
  • Credit Underwriting for Retail Loans
  • Credit Sanction for Retail Loans
  • Credit Documentation for Retail Loans
  • Collection, Monitoring and Exit for Retail Loans

Non-fund Based Facilities
  • Credit Operations Process for Non-fund Based Facilities
  • Opening of LC
  • Payment Under LC
  • Opening of BG
  • Claims Under BG

Trade Finance
  • Services Offered by Trade Finance
  • Overview of Remittances Services
  • Outward Remittance Process Flow

Trading and Investment Functions
  • Funds Management
  • Structure of Trading and Investment Functions: Overview
  • Structure of Trading and Investment Functions
  • Investment Purposes
  • Best Practices for Banks

 

 

Module Fees: Rs. 2500/-                                  Access period: 3 months                                 Learning time: 3 hours

 

 

Steps to purchase

 

  • Go to CRISIL Learning platform https://training.crisil.com/
  • On https://training.crisil.com/ (CRISIL Learning platform) – sign up to create your unique login ID and password
  • Once your account is set up, search for "Banking Policies and Processes" from the search bar
  • Select the e-learning module - Banking Policies and Processes, and click on buy now; it will get added to your cart
  • Click on 'Cart' and purchase the module(s) with your debit or credit card
Detailed steps

Features of eLearning modules:

 

 

Real life case studies

 

Real life case studies built leveraging our expertise in research, ratings & risk solutions

 

Expert Speak

 

Insights incorporated in eLearning, based on 15+ years of classroom training experience

 

Glossary & Resources

 

End to end structure comprising basic definitions to advanced readings

 

Visuals for workflows

 

Use of visuals to show a complex process or workflow

 

Interactive examples

 

Interspersed with practice exercises and interactive examples to help apply concepts

 

Knowledge checks

 

Knowledge checks at the end of each topic to ensure absorption of concepts

 

Animations

 

Animations & Characters to make complex concepts easy to learn

 

Gamification

 

Final assessment questions & gamification at the end of the module to ensure learning objectives are met