CRISIL Inclusix 

CRISIL Inclusix is a comprehensive index for measuring the progress of financial inclusion in the country, down to the district-level. A pro bono initiative by CRISIL, the launch of the index is in line with the company's goal of 'making markets function better'. With its ability to objectively analyse and measure inclusion, CRISIL Inclusix is a key enabler in taking financial services to the bottom of the pyramid.


The methodology for CRISIL Inclusix is similar to other global indices, such as UNDP's Human Development Index, and it measures financial inclusion on the three critical parameters of basic banking services - branch penetration, deposit penetration, and credit penetration. The index uses parameters that focus only on the 'number of people' whose lives have been touched by various financial services, rather than on the 'amounts' deposited or loaned.


CRISIL Inclusix was launched by the former Finance Minister, Shri P. Chidambaram, on June 25, 2013 in the presence of senior leaders from corporate India, and representatives of the government.