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The process typically begins with gathering credit data to identify geographies with credit-active households, commercial density and visible signs of economic activity.

Regional banks in the United States nearing $100 billion in total consolidated assets should already be preparing for the Comprehensive Capital Analysis and Review (CCAR), rather than waiting for the regulatory clock to start ticking.

US regional banks are steadily expanding their private banking capabilities, making deliberate, expensive bets on the segment as the next engine of profitable growth. And at the heart of that bet lies a critical capability: to underwrite complex, bespoke credit for high and ultra-high net worth (HNW/UHNW) clients whose financial profiles look nothing like that of a standard borrower.

A 34.7% on-year surge in petroleum exports helped India’s goods exports rise 13.8% on-year in April to $43.6 billion (vs a 7.4% contraction in March). Core1 exports were resilient, rising 10.4% on-year to $31.6 billion, albeit on a low base.

India’s crude oil trade deficit has been under the pump historically because of having to meet over 85% of its annual requirement from imports.

Our May view takes into account several factors that could drive the 10-year benchmark government security (G-sec) yield, including the US Treasury yields, crude oil prices, dollar movement, geopolitical developments, and the risk sentiment of investors. Policy moves by the Reserve Bank of India (RBI) and the US Federal Open Market Committee (FOMC), as well as inflation and liquidity dynamics, are some of the other factors considered.