The combination of automation and machine learning/artificial intelligence is pushing the credit risk operating model toward a paradigm shift. CRISIL’s innovative technology-driven solutions are helping financial institutions fast-track their credit risk transformation journey.
CRISIL’s unique blend of credit risk capabilities, technology expertise and long experience with clients’ credit risk operating models makes us the ideal partner to help institutions enhance efficiency, strengthen risk management practices and save costs.
Our comprehensive suite of products and services:
Enables financial institutions to overcome budget constraints by automating low value/high volume activities;
Helps financial institutions understand and respond to evolving industry challenges by adjusting and creating new efficiencies in current operating models;
Meets the growing need for active risk surveillance with digitized solutions aimed to better equip financial institutions amid credit cycle shifts;
Frees bandwidth of financial institution credit officers to focus on regulatory requests and other key business issues.
Solution Components
Early Warning System (EWS) / Negative News Analytics (NNA)
Integrated surveillance system detects deteriorating financial health and ratings downgrade
Automated monitoring of negative news stories on portfolio companies
Deep credit domain expertise blended with strong technical/automation capabilities
Full suite of credit-risk automation tools to drive efficiencies in standardized processes
In-house data science capabilities to deploy accelerators, rules, and AI-assisted processes
Scalable and flexible operating model customized to client needs