Financial institutions around the world partner with CRISIL for comprehensive credit origination and underwriting support. Our solutions help clients manage high volumes of credit applications while managing risk, complying with internal policies and regulatory requirements, and optimizing costs.
CRISIL address critical pain points in deal origination, including:
Improving lending decisions and risk management with customized solutions;
Minimizing costs with innovation and automation, while maintaining superior operational standards;
Freeing up the client lending team to focus on client relationships and revenue growth;
Assessing new credit themes to identify growth opportunities.
Solution Components
Deal Origination
Marketing Support
Industry and Macro Analysis
Peer Comparison Studies
Pre-Transaction Analysis
Deal Structuring
Indicative Rating Recommendation
Structured Finance
Credit Underwriting
Valuation & Modelling
Underwriting Credit Application Memo
Limit Renewal / Increment Credit Memos
Draft Indentures
Cash Flow Model / Valuation and Recovery Analysis
Scenario Building / Stress Testing
Processing / Administration
Deal-Booking On Bank’s Systems
Loan and Collateral Documentation
CRISIL EDGE
High-quality credit talent pool with strong expertise in financial institutions’ lending process
High-quality credit talent pool with strong expertise in financial institutions’ lending process
Credit specialization across lending portfolios—IG, HY/LL, ABL, RBL, C&I, CRE, Distressed Debt
Flexible engagement models to suit varied risk exposures
Innovative and automated lending solutions to meet evolving market needs
Proven data protection and compliance framework that mirrors clients’ in-house standards