Page 49 - Demo

Social Capital
Sakhi cadre continue to drive
last-mile impact
Through regular capacity building and handholding, the
Sakhi cadre is trained to drive long-term behavioural change
among underprivileged communities by easing their access
to government schemes and programmes and addressing
last-mile constraints in accessing financial services. The
cadre proactively drives linkages and earns an income
through a service fee model and guided rate card for various
banking and financial services, referred to as the Basket of
Services (BoS).
Consolidation of the Sakhi cadre
Between 2018 and 2023, the Sakhis have gained
confidence and experience, with a majority of them
expanding their coverage area to adjacent villages.
In 2024, the focus was on consolidating the Sakhi
cadre, deepening our understanding based on their
performance and skills, to support their future
capacity building and handholding needs — forming
a key part of the 2025 strategy.
From Homemaker to Changemaker
Meet Pista Devi from Papada, Nangal Rajawatan. Financial struggles were a constant battle for her family of five
as her husband’s earnings were irregular and barely met their needs. Pista wanted to support her husband but had
given up her education to take care of her family. In 2021, she joined the Mein Pragati programme as a Crisil Sakhi,
which became a turning point of her life.
As a Sakhi, she learned about savings, loans, and government schemes, which helped her to secure her family’s future.
Moreover, through hard work and financial planning, she recently purchased a second-hand car.
Today, Pista is able to provide a stable future for her children.
Her story is one of resilience, empowerment, and a brighter future, thanks to her determination
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